Regions Bank Mortgage Loan Officer - Community Loan Officer CRA in Tyler, Texas
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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At Regions, the Mortgage Community Officer establishes relationships with nonprofit housing groups, state and local housing offices, and community-based affordable housing organizations to generate and increase mortgage lending opportunities - particularly opportunities that support Regions’ efforts to meet its goals relating to the Community Reinvestment Act (“CRA”) and underserved consumers. This role will focus on originating residential mortgage loans to consumers with low-to-moderate income (as identified by the Department of Urban Housing and Development) and/or secured by property located in low-to-moderate income census tracts. This will include outside sales efforts and use of Regions’ network of branches. Responsibilities include qualifying customers, submitting applications, and facilitating essential communication between parties throughout the process.
Increases mortgage loan volume, primarily focusing on underserved communities and low-to-moderate income consumers and geographies, through effective selling
Promotes the Bank’s CRA efforts and generates residential mortgages in targeted areas
Establishes relationships with nonprofit housing groups, state and local housing offices, and community based affordable housing organizations to generate and increase CRA mortgage opportunities within targeted areas
Partners with state, local and county down-payment-assistance programs
Represents the bank at educational seminars, workshops, and housing programs with state and local, and non-profit housing organizations
Advises customers on the mortgage loans that are appropriate for their individual financial circumstances
Develops leadership abilities in the community when it comes to mortgages and mortgage knowledge
Builds and deepens relationships with industry-specific centers of influence, such as real estate agents and contractors
Maximizes the bank’s resources to assist in selling and establishing relationships
Cross-sells bank products at each mortgage closing
Structures loan to comply with acceptable lending practices and Federal regulations
Complies with all appropriate bank policies and regulatory guidelines
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This position is incentive eligible.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Prior mortgage experience in developing external business relationships
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Strong written and verbal communication skills
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Health Savings Account
Flexible Spending Account
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
At Regions, our culture focuses on five core values that are a commitment to how we will do business:
Put people first
Do what is right
Focus on your customer
Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.
- Regions Bank Jobs