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Credit Risk Associate (C12 – Assistant Vice President)

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG.

ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

This role has responsibility for the portfolio of designated industry relationships and the role reports directly to the ICG Risk Analysis (IRAU) Credit Risk Team Lead.

Key Responsibilities:

• Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners

• Reviewing and providing recommendation on the risk raking across this sector

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

• Travel (less than 10%)

Knowledge/Experience:

• Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

• Strong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes

• Sound understanding of policies and procedures with the ability to execute change seamlessly

• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks

• Solid and thorough knowledge of Citi´s systems

• Experience in preparing presentations for seniors

• Full awareness and adherence to the control environment including Quality Assurance and Quality Control

Skills/Competencies:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance

• Coach and mentor analysts to develop team strengths and improve weaknesses

• Proven culture carrier

• Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

• Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Good Microsoft Office (Word, Excel, and PowerPoint) skills

Qualifications:

• BA/BSc or higher degree in Business (MBA), or any other related subject

( 본 채용과 관련한 상세는 특히 아래를 참고해 주시기 바랍니다 )

한국씨티은행 기업금융신용분석팀 Credit Analyst 채용 공고

한국씨티은행 기업금융신용분석팀 Credit Analyst 채용에 관심 있는 분들의 많은 지원 바랍니다.

– 아 래 –

1. 채용부문 : 기업금융신용분석팀 Credit Analyst

2. 직무 목표

• 기업금융 고객 차주의 신용도 및 리스크 분석 업무 수행을 통한 비즈니스 목표 달성 지원

• 상시 신용 모니터링을 통한 조기 경보 탐지 및 기업 포트폴리오의 건전한 신용도 유지

• 신규 고객의 유치 및 적시 신규 여신 제공을 위한 지속적인 사업, 재무 및 리스크 분석 제공

3. 주요 업무 및 책임

• 기존/신규 기업금융 고객에 대한 연례/비 정기 여신심사보고서 준비 및 작성

• EW/PWL/CCR을 통한 상시 신용 모니터링

• 고객기업의 사업 실적과 재무제표 분석, 실적 추정, 차주신용등급산정

• 분기별 MCA 테스트 실시, 수시 스트레스 테스트 실시

• 리스크 및 기업금융 전반에 대한 대내외 제반 법규, 규정 준수

4. 자격요건

• Credit analyst 3년 이상 근무 경험 (우대)

• 신용 및 재무 분석에 대한 지식

• 회계, 재무, 산업, 경제 및 법률에 대한 지식

• 행내 외 각종 규정 및 절차에 대한 지식

• 원활한 영어 커뮤니케이션 능력 (우대)

5. 근무조건

• 고용형태: 전문직

• 급여 및 복지조건: 회사 내규에 따름

• 근무지역 : 서울 종로구 새문안로50, 한국씨티은행 본점

6. 전형절차

• 서류전형 > 면접전형 > 채용검진 > 최종합격

• 각 전형 별 결과 안내 및 결과에 따른 향후 일정은 이메일을 통하여 개별 안내 드립니다.

7. 접수방법 및 기간

• 지원방법 : 당행 채용 site 접속하여 온라인 지원

• 제출서류 : 영문이력서 1부

• Rolling Base 인터뷰 진행 (지원서가 접수된 순서대로 검토하며, 채용후보자가 조기에 선발되는 경우 접수기간 중이라도 채용 공고 종료 가능함)

8. 유의 사항

• 지원자 본인의 용모, 키, 체중, 출신지역, 혼인여부, 재산과 지원자 본인의 직계 존비속 및 형제자매의 학력, 직장, 재산의 정보는 기재하지 않음 (채용절차공정화에 관한 법률 제4조의3)

• 온라인을 통해 접수된 이력서는 반환하지 않음 (채용절차공정화에 관한 법률 제11조)

• 부정행위/청탁 등을 통한 합격 사실이 확인된 경우, 합격취소 및 향후 당행채용이 제한됨

• 장애인/보훈대상자의 경우 서류전형에서 우대

• 장애인은 ‘장애인복지법 시행령’ 제2조에 따른 장애인 기준에 해당하는 자 또는 ‘국가유공자등 예우 및 지원에 관한 법률 시행령’ 제14조 제3항에 따른 상이등급 기준에 해당하는 자를 말합니다.

• 보훈대상자는 ‘국가유공자 등 예우 및 지원에 관한 법률’등에 의한 취업지원 대상자를 말합니다.

• 지원 시, 해당 사실을 증빙할 수 있는 서류를 추가 제출 바랍니다 (개인정보 마스킹 필수).

9. 문의 : 한국씨티은행 인사부 ( ckirecruitment@citi.com )

Job Family Group:

Risk Management

Job Family:

Credit & Portfolio Risk Management

Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.