USAA Quantitative Risk Management Director - Consumer Lending in San Antonio, Texas
Purpose of Job
Accountable for the development and mentoring of a high performing team that conducts and develops quantitative and analytic models, assessments and/or applications in support of risk management efforts that assess the market, credit and/or operational risks of new and existing financial products. Influences processes at both the business unit and enterprise level and leads and sets the agenda for risk management deliverables. Responsible for influencing complex decisions at both the enterprise and business unit level utilizing advanced analytical results that assess future risks, opportunities, and effectiveness. Leads or provides direction to cross-functional teams to achieve objectives across multiple business units or Centers of Excellence. Participates in and supports internal and external audits, regulatory reviews, and rating agency requests.
Leads teams that utilize advanced analytics to assess future risk, opportunities, and effectiveness.
Translates results into meaningful solutions to enhance decision making.
Presents results to various levels of leadership and influences key decisions that have business unit or enterprise impact.
Utilizes industry best practices to quantify risk and aggregate exposures.
Oversees the development of complex systems and programs that measure aggregate risk exposures.May oversee model validation and model governance efforts.
Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change
Oversees the production of advanced analytical material for discussions with cross functional teams to understand complex business objectives and influences solution strategies.
Effectively communicates analytical results, findings and solutions to governance committees, senior leaders, regulatory bodies and the USAA Board of Directors.
May serve in a lead capacity in governance committees.
Interacts with internal and external stakeholders during audits, regulatory reviews and rating agency requests.
Manages vendor relationships and evaluates needs pertaining to workforce augmentation.
Educates risk owners on risk management best practices and may work with other risk functions in the development and implementation of risk controls.
Performs all other tasks as needed.
Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or a related field required.
4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (total of 12 years of relevant experience)
8 or more years related quantitative analysis experience in a discipline relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative discipline
Or advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline and 6 or more years work experience in a quantitative discipline relevant to risk management.
Or PhD in Economics, Finance, Statistics, Mathematics, or other quantitative discipline and up to 4 years work experience in a quantitative discipline relevant to risk management.
3 or more years of direct team lead or management experience.
Experience in 1st or 2nd line Credit Risk Management focused in Consumer Lending
Consultative work experience focused on Credit Risk Management or Oversight
Previous experience drafting and reviewing credit analytics
Experience building relationships and influencing others through use of very strong written, verbal and interpersonal communication skills
Experience overseeing teams as well as large, highly complex projects and initiatives
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Relocation assistance is available for this position.
Find your purpose. Join our mission.
USAA has grown to serve almost 12 million members. USAA is on a mission - to facilitate the financial security of our members, the men and women of the U.S. military and their families worldwide by providing a full range of financial services and products. USAA attributes its long-standing success to its most valuable resource, our 32,000 employees. They are the heart and soul of our member-service culture.
Everything that happens at USAA is based on our core values: Service, Loyalty, Honesty, and Integrity. These are the foundations of how we do business with our members, as well as how we treat each other.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
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