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IBM Credit Analyst Junior in RIO DE JANEIRO, Brazil

Introduction

At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk.

Your Role and Responsibilities

The primary role of the Credit Analyst is to review the financial statements of entities requesting credit from IBM and its operating entities. Upon completion of this analysis the Credit Analyst will set a credit rating and the terms and conditions under which IBM and its operating entities will provide credit. IBM entities supported include Global Financing, GTS, GBS, S&D, Procurement and others. The Credit Analyst received potential transactions with customers from the Sales teams. In addition to the basic financial analysis, a Credit Analyst understands the following about the client; industry risk, sovereign risk, business structure, financing relationships/capital structure and financial risks. The employee focuses on individual/team objectives and development of professional effectiveness.

Required Technical and Professional Expertise

BA, BS, or B.Com degree required (Bachelor’s Degree in Accounting/Finance/Economics)

Strong Communication (oral and written)

English Advanced

Spanish Intermediate

Good business acumen

Preferred Technical and Professional Expertise

Experience with Financial Assessment is desirable

Understanding of IBM products

Basic Excel skills is mandatory

About Business Unit

IBM Global Financing (IGF), the lending and leasing division of IBM, is a worldwide leader in information technology financing that provides financial service excellence, to accelerate value from technology and help our clients achieve the next best thing. IGF provides funding to more than 125,000 customers in more than 40 countries, enabling our customers to buy or lease hardware, software, and services not only from IBM, but from any technology vendor. Some institutions finance purchases. We finance possibilities.

Your Life @ IBM

What matters to you when you’re looking for your next career challenge?

Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities – where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust – where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible.

Impact. Inclusion. Infinite Experiences. Do your best work ever.

About IBM

IBM’s greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries.

Location Statement

For additional information about location requirements, please discuss with the recruiter following submission of your application.

Being You @ IBM

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

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